Community Agriculture Alliance: micro-loans are available for local agricultural projects

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Community Agriculture Alliance has worked to promote and support local agriculture in the Yampa Valley since 1999.

As our community continues to grow and change, we are committed to programs that help keep agriculture in our community. Launched in 2019, CAA has developed a micro-loan program focused on direct financial support to local agriculture.

The program was funded by a generous initial donor with a $10,000 gift to start the revolving loan fund. In recent years, more donors have contributed to the fund and expanded its impact.



A committee of CAA board members will be accepting applications until May 31, with the aim of providing short-term micro-loans to local agricultural producers. Loan terms and amounts will be based on specific application details.

Applicants must be an existing business or agricultural operation and be 18 years of age or have an adult co-signer. Loans cannot be used for general operations, land purchases or rentals. Applications should focus on specific needs or projects. The maximum loan amount is $10,000 and the term can be up to two years with an interest rate of 2.5%.



In recent years, the CAA Board of Directors has granted five loans to local agricultural producers. We are proud to report that 100% of the loans have been fully repaid, in accordance with the terms of the loan agreement.

These funds are now available for the next loan cycle with the goal of making an impact in our community. Past loans have been used for local food producers to expand their businesses, purchase of fencing, irrigation and season extension equipment, purchase of livestock, and purchase of a tractor and equipment. ‘plow. Other loan project ideas to consider include:

• Solar pump for livestock watering

• Seed cover crops for rangeland or erosion control

• Plant trees to control water, wind and/or animal habitat

• New or upgraded gate over existing main gate for better water control

• Fence or electric fence for cross fences

• New spray nozzles or boom for better application and reduced drift

If you would like to learn more about this program, call Michele Meyer at 970-879-4370 or email [email protected] Loan application forms are available at CommunityAgAlliance.org.

If you want to invest in local agriculture, this program is a unique way to have a direct impact on local producers. You can donate to CommunityAgAlliance.org by clicking on the “Donate” button on the homepage and simply note that you would like the contribution to go to the CAA Microcredit Fund. Thank you!

Michele Meyer is the executive director of the Community Agriculture Alliance.

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